Nepali Paisa application (app) (“Nepali Paisa”) and website is an innovative online platform that offers easy and comprehensive access to Nepal's stock market news, data, tools, indicators, reports, and other related features and provides the users with an intuitive and user-friendly experience that allows them to stay up-to-date with the latest trends and insights in the Nepalese stock market. At Nepalipaisa, we prioritize the privacy and security of our users' personal information. That's why we have introduced this comprehensive privacy policy (“Privacy Policy”) to ensure that your data is protected.

For the purpose of these Privacy Policy, wherever the context so mentions, "Client", "You" or "Your”, it shall mean any natural or legal person who has visited this website/platform/app and/or has agreed to or has enquired open an account and/or initiated the process of opening user account with us.

Scope of the Policy

This Privacy Policy is applicable to all individuals, whether natural or legal, who have visited the Nepali Paisa website/platform and/or mobile application and/or who may have further agreed to initiate the process of opening user account with Nepali Paisa.

Furthermore, we recognize the significance of safeguarding your privacy and upholding your right to fair and impartial processing of your personal data. We are committed to complying with the provisions of the Individual Privacy Act 2075 (2018) to ensure that your experience with our services is secure and trustworthy.

This Privacy Policy sets out how we collect, use, manage, and protect your personal data while using our services. Our aim is to provide a seamless and convenient experience for our users by offering useful tools and quality data.

We urge you to carefully review and refer to this policy periodically to understand it and any subsequent changes. If you do not agree with the terms of this Privacy Policy, please stop using our services immediately and uninstall the app where applicable. We take our users' privacy seriously and want to provide a safe and secure platform for everyone.

Collection of your Personal Information

We may collect, use, or disclose your personal data, which we reasonably consider necessary for the relevant purposes underlying such collection, use, or disclosure. Depending on the service you use, the information we collect may include but is not limited to:

• Your name, gender, age, address, and contact details, including telephone number, mailing address, and email address;
• Device information;
• The individual's network usage data and other information automatically gathered by our computer systems, such as your computer's IP address, links visited, and other online activities conducted using our computer systems;
• Other information that you may provide to Nepalipaisa in the course of your interaction with us.

Collection of Your Personal Data

We generally collect personal data from you in one or more of the following ways or circumstances:

• When you use our website or app and submit personal data;
• When you interact with our staff via telephone calls, emails, other correspondence, and/or face-to-face meetings;
• When you visit our premises;
• When you specifically request that we contact you or request to be included in an email or any mailing list maintained by us;
• When you respond to any request by us for the provision of Personal Data;
• When you attend or participate in any event organized by us;
• When you submit your personal data to us for any other reason related to our ordinary course of business operations.

Purposes of collection, use and disclosure of personal data

We only collect personal data from you to the extent and for the purposes for which you provide it to us, such as registering to use our services or contacting you to deliver specific services you have requested.

We use and store your personal data for the following purposes with your express consent:

• Providing you with information or services that you request from us or which we believe may interest you, such as important changes to this website, new services, changes to existing services, and special offers we think you will find valuable;
• Safeguarding our systems and infrastructure against misuse and security threats;
• Improving the quality and relevance of the content on our website and app;
• Enhancing the general administration of the website and our services to better serve our users;
• Understanding our visitors and their interests to improve our products and services
• Enabling you to participate in interactive features of our services if you choose to do so;
• Improving the content and general administration of the website and our services;
• Any purposes that are reasonably related to the above purposes; and
• Any other purposes for which we have specifically obtained your consent.

How can your Personal Data be used?

We may use information about you for the following purposes:

• Provision of Services: We collect personal data about you to provide the services that you have requested from us.
• Communication via App or Website: By registering on our website or installing our app, you agree to receive communications, including advertisements and promotional materials from third-party sponsors, using the registration and other information we collect about you.
• Verification: We may require proof of your organizational affiliation, and if we are not reasonably satisfied with your proof, we reserve the right to deny your access to our services.
• User Account Management: We may use your information to manage your user account, respond to your inquiries, fulfill your requests, and send you administrative communications about our services.
• Investigations: We may use your information to detect, investigate, and defend against fraudulent or unlawful activity and violations of our Terms of Use.
• Enhancing our App and Website: We track, monitor, and analyze the use of our website and app to develop better services for you and all our users. By analyzing the results of your actions, we aim to create and maintain the best website visiting experience.

Cookies:

Cookies are small data files that may contain an anonymous unique identifier. They are sent to your web browser from a website and stored on your computer's hard drive. We use cookies to collect information that helps us improve our website. You can choose to refuse cookies by adjusting your browser settings, but please note that this may limit your access to certain parts of our website. If you don't adjust your browser settings, our system will issue cookies when you log in to our site.

Consent:

We will not collect, use or disclose your personal data without your consent, unless otherwise authorized under applicable laws. We also reserve the right to decline to engage in the relevant relationship or provide services to you if you do not consent to our collection, use or disclosure of your personal data for such purpose. By voluntarily providing your personal data to us for specified purposes or by accessing our website or app, you are deemed to have provided your consent to us collecting, using and/or disclosing your personal data in the manner and for the purposes set forth in this Privacy Policy.

If you provide us with personal data about a third party for any particular purpose, we assume that you have obtained the necessary consent from the relevant third party for us to collect, use, or disclose such personal data for the relevant purpose.

Withdrawal of Consent:

If you want to withdraw your consent to our use or disclosure of your personal data in accordance with this Policy, you can do so by deleting your user account or uninstalling our app. Please note that withdrawing your consent may affect our ability to provide services to you, and it may be considered a termination of any agreement between us and you. We reserve our legal rights and remedies in such an event. If your data is being collected through cookies, you can disable the use of cookies on your browser when accessing our website, but this may impact the functionality of the site and delay its operation.

Sharing Your Personal Data with Third Parties:

We may share your personal data with our affiliates, and we may disclose it to third-party service providers or agents who help us operate our website, services, sales or marketing, subject to appropriate safeguards. We may also release your Personal Data if required or permitted by law, such as to comply with court orders.

Security of Information:

You are responsible for maintaining the security of your account, including your username, email, and password. You are solely responsible for all activities that occur under your account. While we take appropriate technical measures to protect your Personal Data from unauthorized access, we cannot guarantee its absolute security due to the inherent risks of transmitting and storing data over the internet.

Choice and Control:

Please note that our website contains links to third-party sites that are not under our control. We want to remind you that we are not responsible for the privacy practices of these sites. We encourage you to read the privacy statements of each website that collects personally identifiable information when you leave our site.

• Account Information: You can update your registration information at any time using the Settings feature.
• Interest-Based Ads: You can choose to opt-out of interest-based advertising on our sites by rejecting cookies.

Privacy Policy Changes:

We reserve the right to modify this Privacy Policy at any time to accommodate future legal or regulatory requirements or changes to our business purposes. Any changes will be effective gradually and will be posted on our website and app. By continuing to use our services after the amendments have been introduced and published, you will be deemed to have accepted the updated Policy. We recommend that you visit our website frequently to stay informed of any changes.

Governing Law:

This Policy shall be governed by and construed in accordance with the laws of Nepal. Any disputes arising out of or in connection with this Policy, including questions regarding its existence, validity, or termination, shall be first resolved through mediation. If mediation fails, the dispute shall be referred to the courts of Nepal.

User Rights and Retention:

You have the right to access, correct, update, or object to the use of your Personal Information by submitting a written request through our Contact Us page on www.nepalipaisa.com or email us on info@nepalipaisa.com. We will handle your requests promptly and professionally, in compliance with applicable law.